He State Public Employment Service (SEPE) offers a variety of aid and subsidies aimed at those who face work difficulties, and among them the SEPE help for people over 52. This aid, known in some way as “unlimited mini-unemployment”, ensures a monthly income of 480 euros and has become an essential option for people in this age group who have exhausted other benefits and are struggling to return to the market. work.
But yes, like any other aid, it has a series of very specific requirements that must be met beyond the indicated age. On the other hand, this aid from the SEPE has the advantage of being compatible with part-time work, It is therefore a grant that has been configured as vital aid for thousands of families in Spain. In addition, the subsidy for those over 52 not only guarantees a fixed monthly income, but also He has the particularity of contributing to the retirement pension, an aspect that other grants do not consider. This is a benefit that can be maintained until the beneficiary reaches retirement age or finds a new job that improves their financial situation. It is important to note that, although Royal Decree 2/2024 brought some reforms to unemployment benefits, this aid has maintained its current amount, equivalent to 80% of the Multiple Effects Public Income Indicator (IPREM).
SEPE aid of 480 euros for an indefinite period
To access this SEPE aid, it is essential to fulfill certain conditions linked to the age, contribution and income levelwhich ensures that it is allocated to those who need it most. The conditions necessary to apply and how it may influence the future employment of beneficiaries are detailed below.
As we have already mentioned, this grant is intended to cover workers over 52 who have exhausted contributory benefits or they have a minimum number of contribution days without being able to access other aid. The specific requirements are as follows:
- Minimum age 52: This requirement ensures that aid is intended for people close to retirement who have greater difficulty re-entering the labor market.
- Previous quote: You must have exhausted contributory benefits or have worked at least between 90 and 359 days. In addition, it is necessary to have a work history of at least 15 years of contributions, of which at least six must correspond to unemployment contributions and two in the last 15 years.
- Registration as a job seeker: Beneficiaries must remain registered with the SEPE as job seekers and sign an activity commitment, which implies that they will remain active in their job search.
- Limited income: Monthly income must not exceed 75% of the inter-professional minimum wage (SMI), a requirement intended to concentrate aid on those who do not have other stable income.
Compatibility with the work and particularities of the grant
A feature that distinguishes this aid is the possibility of making it compatible with part-time employment, allowing beneficiaries to receive part of the subsidy while they are employed.. If the employment is full-time, the amount of aid is reduced by half, to 240 euros per month. This aspect allows those over 52 to benefit from the subsidy even when they find work, which is essential for those faced with temporary or short-term employment.
In addition, this subsidy stands out for the fact that it allows you to contribute to retirement, which constitutes an important advantage compared to other unemployment benefits. The contribution is calculated on 125% of the minimum base, which represents a monthly base of 1,653.75 euros. This feature ensures that once they reach retirement age, beneficiaries can count on a more solid pension.
Procedure for applying for the grant
Applying for this assistance is a simple process but it requires fulfilling all the conditions mentioned above. Interested parties can launch the application via the SEPE electronic headquarters.from which you can manage all the necessary documentation. You can also go to a SEPE office by appointment, or make a pre-application online using the activated form. In any case, it is essential to file a tax return annually to ensure that you stay within the income limits.
This SEPE subsidy represented an important economic relief for many Spaniards, because offers continued support until retirement. Although its amount may seem modest, the stability it offers and its compatibility with certain jobs make it a valuable resource for those who meet the established requirements. In a context where finding work is difficult for people in this age group, SEPE aid of 480 euros This can be the necessary food for many households.
