The number of rejected checks increased by 32%, and the amount of these 67% checks in real conditions in the period from December and May of this year, the latest information available in the central bank, according to a quantum survey.
In any case, from a consultant led by Daniel Marx, they emphasize that banks remain reliable, despite the fact that they increase in default and in rejected checks.
Rejected checks
“In connection with the scenario of real interest rates and an increase in loan portfolios in banks, we observe that default and rejected checks have also grew, although the incidence of bank assets is very limited. In the period from April 2024 to May 2025, loans in Peso for the private sector increased by 25% in real conditions. ”
Mora is growing
Despite the fact that even at low levels of blackberry customers of banks, last quarter of last year is increasing from the last quarter, since the growth of loans in the private sector affects the loss of credit quality.
The total irregular portfolio amounted to 2.2% in April last year, the latest available BCRA data, but the family data accounted for 3.7%, increasing by 46% compared to the November 2024. The default of companies increased by 39% and by 0.9% in April last year.
The portfolio with the greatest irregularity was the port of personal loans reaching 4.6% of the total. Compared to November 2024, the financing of credit cards observed the greatest relative increase in default, which amounted to 1.6% to 2.9%.
