Home Breaking News Fixed time: which bank pays me more to make from 500,000 to...

Fixed time: which bank pays me more to make from 500,000 to 30 days this Thursday, July 10, July 10

16
0

Since March 2024, the Central Bank of the Argentinean Republic (BCRA) has left minimal interest rates and, in Corollario, fixed savings. This measure unleashed competition between banking organizations to seize and hold customers with more attractive interests.

Therefore, it is necessary that people who want to protect their income from inflation with this financial instrument know that the rewards offered by the country’s main banks.

Official dollar: how he closed his price today on Wednesday, July 9

Change the retirement age forever, and this group of people can be withdrawn up to 60 years in 2025.

How much does each bank offer depositors with a fixed term?

How many fixed deadline for each bank pays this Thursday, July 10?

BCRA offers a comparative table with percentage offered by each bank for deposits with a fixed period for 30 days (monthly effective rate) so that users evaluate that it is the best available alternative:

Banks Those Interests from 500,000 to 30 days
National Bank 2.541667 % $ 12 708.3
Santander 2.3333333 % $ 11 666.7
Banko Galicia 0 % $ 0
Bank of the Province of Buenos -Aires 2.541667 % $ 12 708.3
HSBC 0 % $ 0
BBVA 2.4583334 % $ 12 291.7
Macro bank 2.4583334 % $ 12 291.7
Credicoop Bank 2.4583334 % $ 12 291.7
ICBC 24375 % $ 12 187.5
City bank 2416666 % $ 12 083.3
Bik Bank 2.75 % 13,750 dollars
CMF Bank 2666667 % $ 13 333.3
Comafi Bank 2.5208334 % $ 12 604.2
Bank of the Corrone 2.5833333 % $ 12 916.7
Bank of Cordoba Province 2.9583333 % $ 14,791,7
Chubut Bank 2.5833333 % $ 12 916.7
Banco del Sol 3 % $ 15,000
Dino Bank 2666667 % $ 13 333.3
Mortgage bank 2416666 % $ 12 083.3
Hulio Bank 2.75 % 13,750 dollars
Mas sales Bank 2.2083333 % $ 11 041.7
Meridian Bank 2.8333334 % $ 14 166.7
Tierra del Fuego Bank 2.541667 % $ 12 708.3
VOII Bank 2,9166667 % $ 14 583.3
Bibank 2666667 % $ 13 333.3
Regional credit financial company 2.8333334 % $ 14 166.7

Does the glass of wine benefit the heart? Harvard research that reveals the truth about this myth

Blue dollar: how he closed his price today on Wednesday, July 9

Fixed term: annual interest payment offered by each bank

On the other hand, this is an annual nominal rate (TNA) and an annual effective rate (ASD), offered by the main banks of Argentina for its customers:

Banks Act TORCH
National Bank 30.5 % 35,146394 %
Santander 28 % 31 88805 %
Banko Galicia 0 % 0 %
Bank of the Province of Buenos -Aires 30.5 % 35,146394 %
BBVA 29.5 % 33 834302 %
Macro bank 29.5 % 33 834302 %
Credicoop Bank 29.5 % 33 834302 %
ICBC 29.25 % 33 50811 %
City bank 29 % 33 182648 %
Bik Bank 33 % 38 478377 %
CMF Bank 32 % 37,136653 %
Comafi Bank 30.25 % 34 817272 %
Bank of the Corrone 31 % 35 806853 %
Bank of Cordoba Province 35.5 % 41 88551 %
Chubut Bank 31 % 35 806853 %
Banco del Sol 36 % 42 57609 %
Dino Bank 32 % 37,136653 %
Mortgage bank 29 % 2416666 %
Hulio Bank 33 % 38 478377 %
Mas sales Bank 26.5 % 29 967773 %
Meridian Bank 34 % 39 832127 %
Tierra del Fuego Bank 30.5 % 35,146394 %
VOII Bank 35 % 41 197997 %
Bibank 32 % 37,136653 %
Regional credit financial company 34 % 39 832127 %
How much does each bank offer depositors with a fixed term?

What is TNA and ASD?

An effective annual rate is a bet that is effectively paid or charged with respect to investments, loan or other financial product. The same thing allows you to evaluate various products, as this indicates the real cost in the interests of the operation and includes the capitalization of these interests. In changes, the annual nominal rate is a bet that does not include capitalization of interests. It serves as a link, and if it is divided into 12, a monthly rate can be received, but it does not serve to calculate income or debts.

How is a fixed term compiled?

Providing a fixed term in Argentina is a simple and affordable process for those who seek to save or invest with low risk. The steps follow the following:

  • A bank account of a bank account in a financial organization included by BCRA.
  • Select the type of fixed member according to one of the various modalities, such as a traditional fixed period (with a fixed rate), fixed grapes (adjusted by inflation) or more specific methods in accordance with the bank.
  • Determine the amount and term. The client decides how much money is a deposit and how long.
  • Constitution of a fixed date. After choosing the type, amount and deadline, the deposit is formalized through the channels on, such as bank branches, ATMs or digital platforms.
  • The immobilization of funds within the agreed deadline cannot be withdrawn. However, some banks offer early cancellation options.
  • The validity of the collection of capital and interest, bank deposits in the client account, the initial amount plus the generated interest or the client can choose an automatic extension of the deadline.
  • LEAVE A REPLY

    Please enter your comment!
    Please enter your name here