The new agreement of the General Mutual of State Civil Servants (MUFACE) is entering its final phase. As EL ESPAÑOL-Invertia has learned from voices close to the negotiations, andThe Government must approve the specifications that will organize the new Muface agreement for the next two years no later than October 8.
This is the latest date by which the specifications could be approved, by which time the Council of Ministers must give its green light. If this is not done by this date at the latest (this coincides with the fact that it is Tuesday, the day of the week when the Council of Ministers is held), The processing of the new mutual agreement would be very complicated..
A procedure that does not allow for delays. It should be remembered that the current agreement, in which Asisa, SegurCaixa Adeslas and DKV participate, expires at the end of the current year.
The Ministry of Finance already has a financing proposal for Muface, presented by its management, but no answer yetas this newspaper learned.
Specifically, The mutual insurance company is asking to increase the premium by 24% by 2025 and by 1% by 2026. A proposal which, despite the increase it represents, IDIS Foundation warned that it was “insufficient” and urged “to reconsider the conditions taking into account the losses that the entities that provide the service have been accumulating for years.”
This is an organization that includes the three insurance companies that provide services to Muface. Remember that The average increase in the premium must ensure that these companies can, in a balanced manner, cover at least the economic costs This requires coverage of the civil servant group.
“While public investment per capita and per person has increased by 53% over the last ten years, What was allocated to mutuals was only 32%, which produces, in the specific case of Muface, losses of more than 142 million euros annually in 2023 due, among other things, to the group’s high accident rate, close to 110%,” recalls IDIS.
