It seems that the General mutuality of civil agents of the Statealso known as MUFACEstill has some time to go despite the fact that the Minister of Health, Monique Garciawill take the licenses which do not concern it and will ensure the end of the organization dependent on Ministry of Civil Service. Faced with possible bankruptcy, the government has opened a new period of negotiations with the main insurers to continue to cover its 1.5 million members.
MUFACE is on everyone’s lips since he announced a few days ago that the insured Adeslas, Asisa and DKV will reject the agreement proposed by the government for the renewal of the next two years. “Today the deadline for submitting bids for the Muface concert for the years 2025 and 2026 has expired and the tender has been canceled,” they announced. MUFACE the failure of the first round of negotiations and therefore Monique Garcia He came to the forefront to announce the end of mutuality.
A report from Ministry of Health in which a song was composed at the end of MUFACE because “it is not sustainable, even with a significant increase in population, because no insurance system works if it does not have a pool of risks which makes it possible to exercise counterbalances between those who request the service the most and those who use it less intensively. This meant the end of a mutual fund that dates back to 1975 and which would lead to the arrival of hundreds of thousands of Spaniards in the public health system.
The government contradicts Mónica Garcia with MUFACE
Given this situation, Oscar LopezMinister of Digital Transformation and Public Service, took control of the situation to contradict Mónica García and open another period of negotiation with insurers with the sole aim of not giving up MUFACE. This is why the mutual announced on its website that it was beginning “the preparation of the second call for tenders for the Concerts by activating a prior consultation of the market” and that this approach had been carried out after “the first call had was void due to the insurers’ decision not to participate in the tender, despite the fact that it provided for the largest increase in history in the proposed premium.
Now everything indicates that the insurers with whom there was no agreement during the first round of consultations will end up accepting and covering the needs of around 1.5 million Spaniards affected by the General mutuality of civil agents of the Statecreated in 1975 and that, although Monique Garcia chose to destroy, will continue to operate in Spain given what has happened in recent days and the decision taken by the Government in this regard.
Retirement of MUFACE members
THE General mutuality of civil agents of the State offers a large number of health and social coverages to its more than 1.5 million members. Concerning health-related services, people benefiting from mutual insurance with MUFACE will be entitled to:
- Health care on national territory
- Healthcare abroad
- Additional health benefits (ecular, dental, orthoprosthetic and other equipment)
- Pharmaceutical
- MUFACE anti-smoking program
- Pharmaceutical co-payment assistance
- Reimbursement of health costs
- Vaccination
In terms of social coverage, there is a “varied range of actions to protect mutual members and beneficiaries”. Among these are:
- Inability
- Risk allowance during pregnancy and risk during breastfeeding
- Parents
- Social assistance and health protection
- Other social assistance
- Benefits of the Special Fund
- Helping victims of gender violence
One of the most important aid concerns the retirement pension of members of the MUFACE. This is a “single payment economic benefit received by mutual insurance employees on the date of their forced retirement due to age or permanent disability”. Concerning the amount, it will be a “single payment of half the total amount of an ordinary monthly payment of the basic remuneration that you are entitled to receive at the time of your retirement”.
To this payment is added a retirement annuity corresponding to the benefits of the Special fund. As stated on the official website of MUFACEthis retirement annuity is a “additional benefit to the annuity of the Passive Classes or the General Plan where applicable” which can only be “granted if you belong to one of the integrated mutual societies, having recognized the advantage, and being up to date on the precise quote intended for it, different from that of MUFACE. Concerning the amount, this will be based on the regulatory base of 1978 and then “each mutual applies a different type of percentage established in the respective Regulations”.
