A legal loophole sparked controversy among retirees and retirees who overpaid their mutual insurance contributions between 1967 and 1978. Although they contributed 100% of personal income tax for their retirement, they should have only done so at 75%. This difference, which in some cases reaches 4,000 euros, has led many people concerned to demand the return of these payments. In this context, the Supreme Court ruled that the Treasury is required to make this reimbursement. Those affected can claim 25% of the excess paid into their 2025 income tax return.
However, this claims process can be complicated because many necessary documents, such as quote receiptsdate back several decades. In addition, the lack of digitalization at this time represents an additional difficulty in bringing together all the information required. If you do not have the required documents Tax authoritiesaffected individuals could have their request refused, even if they are legally entitled to a refund.
Mutualists who will not recover money from the Treasury
In recent years, thousands of mutual insurance for retirees They are awaiting a response on the Treasury’s debt to them, arising from a Supreme Court ruling. This judgment establishes that between 1967 and 1978, the Treasury did not correctly apply the deductions of the contributions of workers who contributed to the Mutuality Bank of Labor, which resulted in an excess payment in their personal income tax returns.
This error meant that workers paid more taxes than they were entitled to, generating a debt that in many cases reached 4,000 euros per person. This situation concerns those who contributed to the said mutuality during the above-mentioned period. However, due to the statute of limitations, they can only claim the last four years.
For start the claims processretirees must check if they meet the conditions and request the rectification of their tax returns. The time limit for filing claims is limited, so it is necessary to act quickly to avoid losing the opportunity to recover money. Even if you can only claim for the last four years, the sums owed can be significant, in many cases reaching €4,000.
Required documents
Although the Treasury should facilitate the return, the process has become a bureaucratic nightmare for those affected. Although a channel has been set up to manage requests, mutual members face serious obstacles, mainly due to the need to present documents and receipts dating back more than 50 years. This requirement is difficult to meet, because many do not keep these documents and the companies that managed the mutuals have disappeared.
Added to this problem is the collapse of the Treasury system due to the number of complaints receivedwhich caused significant delays. Without the required supporting documents, many retirees run the risk of being left without the money that legally belongs to them, causing their expectations to be disappointed. Although the Supreme Court’s decision seemed like an opportunity to correct the error, bureaucracy and lack of flexibility in requirements complicated the process, leaving many people in limbo.
The Treasury, for its part, maintains that “the reimbursement will not be made without the necessary documentation”, a position which, although understandable from a regulatory point of view, is inaccessible for many retirees. The lack of options for those who cannot submit required documents has generated great frustration, because, despite the right to reimbursement, many mutual members will not receive a single euro due to the impossibility of complying with the requirements imposed.
Declaration status
To know the status of the return, you must access the Electronic headquarters of the Tax Agency. Using the reference number, Cl@ve, the digital certificate or the electronic DNI, you can consult the status in the “Consultation of forms submitted” or “Processing of projects/declarations” sections. In the event that a request has been rejected, a request for rectification may be resubmitted, making sure to attach the necessary information that is missing or caused the refusal.
Furthermore, it is important to keep in mind that the Treasury has a period of six months from the Income campaign end dateto make the corresponding return. If payment is delayed beyond this deadline, you have the right to claim late payment interest. In the event of the death of the mutualist, the heirs can submit the request on his behalf, following the established procedure and providing documents proving the relationship with the deceased.
In conclusion, the current situation of Treasury yields For mutualist retirees, this reflects both progress in the recognition of rights and an administrative challenge. Despite the Supreme Court’s decision establishing the right to claim excess contributions, the complexity of the process and the documentary difficulties have generated great frustration for many people affected.
