The drama over the future of face is about to be resolved. The Committee of Secretaries and Undersecretaries has already discussed the new mutual insurance agreement, which will cover the years 2025 and 2026, and The Council of Ministers will approve the specifications this Tuesday.
This is confirmed by sources close to the ministerial conclave, consulted by EL ESPAÑOL-Invertia. What we do not yet know is how much premiums will increase for companies that offer health coverage from this mutual. It is assumed that it will be higher than 14%, but it is still unclear what the final figure will be.
There are currently three insurers that cover Muface employees (1.5 million) and their families: SegurCaixa Adeslas, Asisa and DKV. Initially, the government offered insurers a 14% increase in premiums.
However, companies reported that this figure was far from sufficient to cover the cost increases that are already causing around 100 million annual losses in the case of SegurCaixa Adeslas. This is why they are calling for an increase in premiums of at least 40% over the next two years.
As this newspaper has previously reported, the government has shown its willingness to improve its offer to increase premiums, although it is still unclear to what extent. Remember that the management of Muface proposed to the Executive an increase of at least 24% in the first year of the concert and 1% in the second.
Despite their initial reluctance, insurers say they are committed to perpetuating the Muface model. Yes indeed: The figure that the government puts on the table must help them achieve this..
Remember that everything related to Muface and the new concert (which is managed by public tender) must be resolved before January 1st. If this is not the case, the 1.5 million civil servants and their families supported by the mutual will collapse public health.
According to calculations by the IDIS Foundation, an entity whose members include the aforementioned insurers and the vast majority of the private health sector, The disappearance of Muface would result in an additional expenditure for public health of 1,214 million euros per year and would add 3,975 new beds to the public system.. And all this immediately.
It is good to remember that The current allocation is equivalent to 984 euros per mutual memberwhile the amount allocated to public health is 1,608 euros.
