THE disability pension This is a vital right for workers who, due to a disease or injury, they cannot continue their work permanently. This type of pension, managed by the Social securityprovides essential economic support so that those affected can have a decent quality of life, even if they are unable to perform their usual professional duties. But this type of pension is crucial not only because of the economic relief it offers, but also because of the recognition of the situation of vulnerability in which those who receive it find themselves, recognizing the seriousness of the health conditions that prevent them from working.
To access a disability pension, it is essential that the worker has previously received a diagnosis of illness or injury considered disabling according to established medical and legal criteria. The process usually begins with a temporary disability leave.which is the first stage in which a worker is prevented from working for a period of time. During this phase, specialized medical care is received and, in many cases, improvement is expected that will allow the person to return to work. However, when the condition is prolonged or worsens, Temporary leave may result in permanent disability, which opens the door to a pension application. It is important to mention that There is no official list of diseases which automatically guarantee the disability pension, but there are some which, by their nature, have a greater probability of being recognized as the cause of disability.
Illnesses that guarantee you a disability pension
Next, we will explore in detail the Most common illnesses that experts say could qualify for a disability pension This list, while unofficial, is based on the experience of physicians and attorneys who specialize in work disability and can serve as a guide for those seeking to understand whether their health condition might qualify them to receive this important benefit.
What is permanent disability?
It should be noted before knowing the list that temporary incapacity is a situation in which a worker is unable to perform his usual work temporarily due to illness or injury. During this period, the worker receives a financial benefit that compensates for the loss of income caused by the inability to work. To be eligible for this benefit, you must meet certain conditions, such as: have contributed at least 180 days during the five years preceding the withdrawal date, in the event of a current illness. If the disability is due to an accident at work or an occupational disease, no minimum contribution period is required.
It is important to emphasize that the temporary disability It has a transient character. Its duration may vary depending on the evolution of the disease or injury, but generally cannot exceed two years. During this period, the worker is entitled to receive medical care and, at the end of this period, he should be released on medical grounds in order to return to work. However, If recovery is not possible and disability persists, transition to permanent disability may be considered.date on which you can apply for a pension.
Recognition of a permanent disability pension is neither automatic nor simple, but There are certain diseasesthat, due to its seriousness and its impact on fitness for work, They tend to be more likely to be found to cause permanent disability. Although there is no official list, labor law and medical experts have identified several pathologies which, most often, give rise to the granting of this pension.
And among the illnesses most likely to result in a permanent disability pension are: degenerative diseases, which are those that progress irreversibly over time. These include:
- Alzheimer
- Multiple sclerosis
- Parkinson
On the other hand, diseases that affect the heart and the circulatory system are also commonly recognized as causing disability. Some of the most common include:
- Acute myocardial infarction
- Heart disease
- atrial fibrillation
THE mental disorders They can also constitute grounds for recognition of permanent disability, especially if they are severe and chronic:
- Depression
- Schizophrenia
- Bipolar disorder
- Anxiety disorder
- Post-traumatic stress disorder
THE autoimmune and chronic diseaseswhich require constant treatment and can lead to a gradual deterioration of health, are also on the list:
- Rheumatoid arthritis
- Lupus
- Psoriatic arthritis
- Osteoarthritis
Other diseases who can grant you permanent disability are:
- Alzheimer
- Aneurysm
- Cancer
- ulcerative colitis
- Dementia
- Detached retina
- Liver diseases
- Crohn’s disease
- COPD
- Multiple sclerosis
- Ankylosing spondylitis
- Degenerative spondylosis
- Foraminal stenosis
- Fibromyalgia
- Glaucoma
- herniated disc
- Pulmonary hypertension
- Ictus
- Chronic renal failure
- spinal cord injury
- Low back pain
- Migraine
- Neuropathy
- Parkinson
- Pancreatitis
- Hand and foot pathologies
- Meniere’s syndrome
- Raynaud’s syndrome
- Gougerot-Sjögren syndrome
- Tourette Syndrome
- carpal tunnel syndrome
- Subacromial syndrome
- kidney transplant
How to apply for a permanent disability pension
Applying for a permanent disability pension is a process that requires several steps and careful preparation.. First of all, it is essential to have a detailed medical report. Describe the illness and how it affects your ability to work. This report should be issued by a specialist and should include a clear prognosis justifying permanent disability.
Once the medical report is obtained, the the worker must submit a request to Social Security. This process can be done in person or via the Social Security website. It is advisable to seek assistance from a lawyer specializing in disability, as the process can be complex and any error could delay or even prevent the granting of the pension.
Social Security will assess the request and, in most cases, will force the worker to go through a medical tribunal. This tribunal is composed of specialists who will review the medical records and may perform a physical examination of the applicant. Its purpose is to determine whether the illness or injury justifies a permanent disability. If the tribunal grants the application, the pension will be awarded, which may be full or partial, depending on the degree of disability.
