In March 2024, the Central Bank of the Argentinean Republic (BCRA) completed regulation at minimal interest rates, including those that correspond to traditional fixed terms. This decision opened a game between banks that competed freely to attract deposits with the help of more attractive offers.
Given this new scenario, it is a key key to the fact that those who seek to protect their income from inflation are informed about the rates offered by the main financial organizations of the country, since they can differ significantly depending on the bank and the type of client.
Blue dollar: how he closed his price today on Tuesday, July 8
Neither fried nor a sneak
How many fixed period of each bank pays for this environment, July 9?
BCRA offers a comparative table with percentage offered by each bank for deposits with a fixed period for 30 days (monthly effective rate) so that users evaluate that it is the best available alternative:
| Banks | Those | Interests from 500,000 to 30 days |
| National Bank | 2.541667 % | $ 12 708.3 |
| Santander | 2.3333333 % | $ 11 666.7 |
| Banko Galicia | 0 % | $ 0 |
| Bank of the Province of Buenos -Aires | 2.541667 % | $ 12 708.3 |
| HSBC | 0 % | $ 0 |
| BBVA | 2.4583334 % | $ 12 291.7 |
| Macro bank | 2.4583334 % | $ 12 291.7 |
| Credicoop Bank | 2.4583334 % | $ 12 291.7 |
| ICBC | 24375 % | $ 12 187.5 |
| City bank | 2416666 % | $ 12 083.3 |
| Bik Bank | 2.75 % | 13,750 dollars |
| CMF Bank | 2666667 % | $ 13 333.3 |
| Comafi Bank | 2.5208334 % | $ 12 604.2 |
| Bank of the Corrone | 2.5833333 % | $ 12 916.7 |
| Bank of Cordoba Province | 2.9583333 % | $ 14,791,7 |
| Chubut Bank | 2.5833333 % | $ 12 916.7 |
| Banco del Sol | 3 % | $ 15,000 |
| Dino Bank | 2666667 % | $ 13 333.3 |
| Mortgage bank | 2416666 % | $ 12 083.3 |
| Hulio Bank | 2.75 % | 13,750 dollars |
| Mas sales Bank | 2.2083333 % | $ 11 041.7 |
| Meridian Bank | 2.8333334 % | $ 14 166.7 |
| Tierra del Fuego Bank | 2.541667 % | $ 12 708.3 |
| VOII Bank | 2,9166667 % | $ 14 583.3 |
| Bibank | 2666667 % | $ 13 333.3 |
| Regional credit financial company | 2.8333334 % | $ 14 166.7 |
Lease changes: now owners can evict tenants who violate this item
Official dollar today: thus closed the price of this Tuesday, July 8
Fixed term: annual interest payment offered by each bank
On the other hand, this is an annual nominal rate (TNA) and an annual effective rate (ASD), offered by the main banks of Argentina for its customers:
| Banks | Act | TORCH |
| National Bank | 30.5 % | 35,146394 % |
| Santander | 28 % | 31 88805 % |
| Banko Galicia | 0 % | 0 % |
| Bank of the Province of Buenos -Aires | 30.5 % | 35,146394 % |
| BBVA | 29.5 % | 33 834302 % |
| Macro bank | 29.5 % | 33 834302 % |
| Credicoop Bank | 29.5 % | 33 834302 % |
| ICBC | 29.25 % | 33 50811 % |
| City bank | 29 % | 33 182648 % |
| Bik Bank | 33 % | 38 478377 % |
| CMF Bank | 32 % | 37,136653 % |
| Comafi Bank | 30.25 % | 34 817272 % |
| Bank of the Corrone | 31 % | 35 806853 % |
| Bank of Cordoba Province | 35.5 % | 41 88551 % |
| Chubut Bank | 31 % | 35 806853 % |
| Banco del Sol | 36 % | 42 57609 % |
| Dino Bank | 32 % | 37,136653 % |
| Mortgage bank | 29 % | 2416666 % |
| Hulio Bank | 33 % | 38 478377 % |
| Mas sales Bank | 26.5 % | 29 967773 % |
| Meridian Bank | 34 % | 39 832127 % |
| Tierra del Fuego Bank | 30.5 % | 35,146394 % |
| VOII Bank | 35 % | 41 197997 % |
| Bibank | 32 % | 37,136653 % |
| Regional credit financial company | 34 % | 39 832127 % |
What is a fixed term?
A fixed time is a financial tool offered by banks for people to make money for a fixed time in exchange for interest payment. This is an affordable tool for protecting inflation and obtaining predictable profitability, although its profitability may be lower than the increase in prices.
The fact that should be kept in mind is that the user cannot refuse savings until the established term ends, although there are more flexible options. After the deadline, Saver receives the initial capital plus interest received.
What types of fixed term are there?
In the Argentine Republic, depositors have various options with a fixed term, the most famous are the traditional 30 days and regulated by grape grape (unit of procurement).
The fixed term UVA regulates its profitability in accordance with the consumer price index (CPI). This type of investment requires a minimum period of 90 days, although some organizations allow you to make preliminary choice with a lower rate. On the other hand, there is also a fixed electronic period intended for online operations and special methods.
