THE Permanent disability can go down in historyespecially if it is an element that can be neglected and that is well specified by Social Security. The name should not mislead us, the disability is permanent, but that does not mean that it extends too long in time. In fact, Social Security explains to us what we can achieve through a series of details that are essential and that will really accompany us these days.
Vulnerable people who are currently receiving this pension, but also all those who could find themselves in this situation, could have this pension in front of them. We must know well how it works and the qualities it offers us or what we must achieve with it. In short, its function is to help this person make ends meet and to help them while they cannot work, a period that no one can know. Neither the person concerned, nor the administration that must respond to these needs that we perhaps had never imagined until now. It is time to know a little more about what Social Security tells us.
Social Security confirms this regulation
THE The administration knows this rule very wellwhich, moreover, is capable of being modified at any time. Nothing is fixed, it is advisable, before receiving any pension, to be well aware of what Social Security tells us in order to know at any time what the future holds for us.
The permanent disability comes in an essential way and it is perhaps the one that affects us fully in this change of cycle, which can be the one that marks a before and after. The time will have come to start thinking about what awaits us and what awaits us.
These are times of change that could end up being what accompanies us at the moment. We are all exposed to an illness or an accident that puts an end to that routine that we do not like so much, but at some point we can miss it.
It is therefore essential to be up to date with the regulations applicable to this permanent disability. Especially if we take into account what awaits us and what awaits us in these days when everything can really change and unfold in a certain way.
Goodbye to permanent disability if you’re on the list
First of all, we must be very clear about the type of permanent disability we may suffer. Social Security is responsible for determining if we are part of the different types that we face and that could end up being the ones we have in mind. Depending on the grade, the pension, that essential money to make ends meet, will be more or less high. On its website, Social Security divides the options into:
- Partial for the usual profession: Causes the worker to experience a decrease of no less than 33% in performance for the said profession.
- Total for usual profession: Disqualifies the worker from his usual profession but he can devote himself to another.
- Absolute for all work: Disqualifies the worker from any profession or trade.
- Major disability: When the permanently disabled worker needs the assistance of another person for the most essential acts of life.
Once the grade is determined, the process begins in which the person receives the corresponding amount:
- Partial permanent disability consists of a lump sum compensation (24 monthly payments of the regulatory basis used to calculate temporary incapacity).
- Total permanent disability, 55% of the statutory base. It will increase by 20% from the age of 55 when, due to various circumstances, it is assumed that it will be difficult to obtain employment in an activity other than usual.
- Absolute permanent disability, 100% of the statutory basis.
- Major disability is obtained by applying to the regulatory basis the percentage corresponding to total or absolute permanent disability, increased by a supplement.
Furthermore, it should be kept in mind that this permanent disability is not permanent, but evolves over time, taking into account the following:
- Review: The disability situation may be reviewed due to worsening, improvement, misdiagnosis or the performance of work, while the disabled person has not reached retirement age, which may result in confirmation or modification of the degree or termination of the disability and therefore of the pension.
- Permanent disability pensions become retirement pensions when their beneficiaries reach the age of 65.
- When the reason for the disability is an accident at work or an occupational disease and the company’s liability is determined, the financial compensation will be increased, depending on the seriousness of the fault, by 30 to 50 percent.
- In Catalonia, the functions of the EVI are carried out by the Catalan Institute for the Assessment of Disabilities and the Commission for the Assessment of Disabilities.
