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high confirmed by IMSERSO

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high confirmed by IMSERSO

The group of housewives will also see their pension increase next year 2025 due to the increase which, in the absence of official confirmation, will suffer from non-contributory benefits. Everything indicates that these pensions will experience a slight increase, even above the Consumer Price Index. A large number of Spaniards who cannot access a contributory pension because they do not meet the minimum years of contributions will benefit from it.

Throughout history, housewives have been one of the most forgotten groups in society. Administration. Women, for the most part, who have devoted their entire lives body and soul to taking care of their family with endless working days who, at the time of retirement, found themselves without a contributory pension for not having completed the years of contribution to be able to access a more than worthy retirement.

This injustice can be “repaired” in a certain way thanks to non-contributory pensions, which provide assistance for people who have not reached a minimum contribution period of 15 years allowing them to access a contributory retirement pension, widowhood, permanent disability or permanent disability. in favor of families. Non-contributory pensions, whether retirement or disability, are financed by contributions from the state budget to Social securitythe credit appearing in the Expenditure and Provisions Budget of the Institute of Seniors and Social Services (Imserso).

Housewives who wish to access this type of pension will have to meet a series of requirements related to age, place of residence and the income that the person or family unit receives per year. The requirements are as follows:

  • Be aged 65 or over.
  • Residing in Spanish territory and having done so for a period of ten years, between the date of the age of sixteen and the date of accumulation of the pension, two of which must be consecutive and immediately preceding the date of request.
  • Absence of annual income less than 7,250.60 euros per year.

A mother works with her two children.

In the event of a disability or illness that prevents them from carrying out their daily activities, they can also apply for a non-contributory disability pension which ensures all disabled citizens in need financial benefit, medical care free. -pharmaceutical assistance and complementary social services. To do this, the beneficiary must be between 18 and 65 years old and have a degree of disability equal to or greater than 65%.

Increase the pension of housewives

In the absence of official confirmation of Ministry of Social Security, Inclusion and Migrationcontributory pensions will increase by around 3% by 2025 and from January 1, non-contributory pensions will also see a significant increase, which already increased by 6.9% last year. So, next year this type of retirement and disability benefits will increase even more than the CPI, in accordance with the provisions of the Royal Decree-Law 2/2023. All with the aim of reaching 75% of the poverty threshold defined for an isolated household by 2027.

THE non-contributory pensions in 2024, they are set at an amount of 7,250.60 euros per year divided into 14 monthly payments of 517.90 euros and by 2025, pending official confirmation, an increase of 18.24% is expected. In this way, from January 1 These will amount to 7,600 euros per year, divided into 14 payments, which is equivalent to a monthly pension of 542.85 euros. It must be taken into account that people entitled to this aid receive two additional payments for the summer and Christmas.

Thus, housewives who have worked all their lives at home, taking care of the maintenance of the home and looking after the children, will be able to access this non-contributory pension which helps people who have not contributed for the minimum of 15 years to be able to do so. have access to a contributory pension from Social security. This could provide a boost to one of the Spanish government’s most forgotten groups.

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