The insurance sector is still waiting for the government to release the second Muface call for tenders that Hail mutuality in 2025 and 2026. At the same time, the Ministry of Digital Transformation and Public Service is turning What changes should be made to the model in the future?.
Among these reforms, we consider that Civil servants can only choose once the type of health care they wish to receive: that of public health or that of Muface insurers.. This would be a fundamental change since, today, the beneficiaries of the mutual can decide on it every January.
Thus, the department headed by Óscar López puts on the table “the voluntary nature of the model, which would mean that civil servants now covered by mutuality can choose to be in the common regime – public health – or in the special regime – private health “. .” , once and for all“.
“With this new scenario it would be easier to plan the system’s sources of income and their sustainability“, they indicate from the ministry. “To support this process of reflection, it will be important to know the conclusions” of the report prepared by the Independent Authority for Fiscal Responsibility (AIReF) on Muface and its effectiveness.
It is a “reflection” provoked by two events. First, that “new mutualists are turning more and more towards the public“. Secondly, that, despite the fact that the government presented “a historic increase in premiums (17.12%), The insurers did not want to present offers, leaving the call for tenders deserted“.
However, this reflection and these changes They will not be applied in the express call for tenders prepared by the Public Service to save Muface. “This is not something that will be done for the second call for tenders, but rather a reflection on the future.“, given that, they indicate, the current model presents aspects that could be improved.
In this sense, they insist on working in a proposal that convinces and pleases insurers who can provide services to Muface.
“Guaranteed” assistance
In any case, they add, “the beneficiaries of Muface have health care provided until January 31so we have enough time to launch the second call for tenders.”
They recall that, in any case, “there are mechanisms in the law on public sector contracts which They guarantee assistance under the same conditions until the expired concert is replaced by another.”