Pure financial wealth of Spanish families Returning the record in the first quarter after the closure of 2024 to the maximum When he touched 2.4 billion euros. In the first three months of the year, the wealth of households amounted to 2.4 billion euros, which is 8.1% in the inter -day rate, according to financial accounts published yesterday by the Bank of Spain.
Just the same New data corresponding to the months of January, February and March They reflect the moderation of the debt of families to 43.5% of GDP, the minimum cost from the first quarter of 2000.
As a percentage of GDP, the net financial assets of households were 149.4%2.8 percentage points is greater than in the first quarter of 2024. The total balance of household assets reached a total of 3171 billion, 6.6% higher than the registered year earlier.
This increase reflected the revaluation of 109.4 billion and the pure acquisition of financial assets of 87.2 billion. Fictures from the end of the quarter of 2024.
According to financial instruments, the reassessment of assets was largely concentrated in participation in capital, while the pure acquisition of assets emphasized participation in investment funds and deposits.
The weight of money is reduced
Regarding the distribution of components at the end of the period, Most of the households remained in cash and deposits (34.9%of the total), followed by capital participation (31.4%), investment funds (16.6%) and insurance and pension funds (12%).
The participation of investment funds was an instrument that increased its weight most In the financial assets of the household (another percentage point in relation to the same period of the previous year), mainly from pure investment and to a lesser extent before their revaluation.
In the opposite direction, The weight of cash and deposits was reduced almostDespite the positive clean and transmitted net operations.
The financial accounts of the Spanish economy and published yesterday by the Bank of Spain show that The consolidated debt of companies and households amounted to 1710 billion The euro in the first quarter of the year corresponding to 2025, which is an increase of 1.3% compared to the same quarter of 2024.
Nevertheless, From the point of view of GDP, the ratio continued the path of moderation, by 106.1%, Compared to 111.1%in which it was a year ago.
In particular, the consolidated debt of non -financial societies, that is, the company, An increase from a billion of the first quarter of 2024 to 1 009 billion in March 2025The field from the point of view of GDP, the ratio decreased from 65.8% to 62.6%, reaching a minimum that was not observed from the third quarter of 2001.
For its part, the debt of households increased from 688,000 million. In March 2024, to 701,000 million in the first quarter of 2025, although from the point of view of GDP it was reduced when it was 43.5% (the minimum cost from the first quarter of 2000) compared with 45.3% in March 2024.
