Without a doubt, Bizum has become the payment method that has managed to replace transfers, even if they are instantaneous. 38 banks in Spain and Andorra They already offer this service, and sending or receiving money is immediate. Now you are making many mistakes in Bizum, so here are the possible solutions to the most common ones.
Two mistakes you make at Bizum
The first mistake may be sending a Bizum to a person who is not registered in this application. It is very easy to find out if someone has Bizum, as soon as you look at the contact list on your device, the Bizum logo will appear right next to it. But it might be someone you don’t have, and you enter their number and you make a mistake. Bizum works, but it won’t accomplish anything. I did the following test, I sent a Bizum to another number I have and I received an SMS saying that they had sent me some money, and that I have two days to register for the service. If after this period I have not registered on Bizum, which I cannot do because I am already registered, this amount will be returned to my account.
But it is very common, and this also happened to me, to send money to someone who owned Bizum but was not the recipient. I remember finding a very good person who quickly sent me these €30 that I had sent by mistake. But if you send a Bizum to the wrong person, Chances are you won’t get it back. You can try it in different ways. The first is to contact this person directly and explain the situation to them. If they don’t respond, you can take it up with your bank, although chances are they won’t listen to you, as they don’t need to intervene. If it is a large sum of money, greater than €400, the person who received it would commit the offense of embezzlement. It’s time to file a complaint.
Another mistake that can cost you when sending a Bizum is the concept problem. Yes, we usually put things like “dinner,” “Pepe retirement gift,” or “guitar sale.” But it’s very tempting for friends to present it as a concept, something more difficult. For example, “sending weapons for holy war”, “drugs from last night’s party” or similar nonsense. Banks are required to monitor these money transfers, in accordance with Law 10/2010 of April 28 on the prevention of money laundering and terrorist financing. The bank will most likely call you to ask for an explanation, so don’t play around with this as it is a delicate subject.
These are the two most common mistakes made in Bizum and their solution. So, facing this Christmas, where money transfers tend to skyrocket, be very careful when planning a day so as not to go wrong, and leave the fun concepts for other topics.
