Next year 2025 will be accompanied by changes for workers affiliated to the Special Scheme for Self-Employed Workers (RETA). From January 1, there will be variations regarding the contributions to be paid to social security, which will depend on the income available to these workers. All this after the approval of a decree which concerns the minimum and maximum contribution bases, which affect the amount to be paid as royalty.
Self-employed workers in Spain generally do not receive news and a large number of them will see their quota increase next year in 2025. Social security. This group of workers affiliated with RETA is the one that has been forgotten in recent years by the government due to the high tax rate they suffer and the fact that the highest strata have to pay to work as employees. In other words, to generate an acceptable take-home pay, you need to charge huge amounts of money.
Despite this, the latest data provided by the Ministry of Labor and Social Economy In March 2024, the number of workers affiliated to Special Scheme for Self-Employed Workers (RETA) to 3,358,836, or 0.9% more than the same period in 2023. From 2025, these more than three million self-employed people will undergo a significant change in social security contributions with the aim of seeking equity. You will therefore be paid based on the performance generated.
When the change comes for freelancers
It will be from January 1, 2025 that self-employed workers will be linked to quotas based on their performance, leaving behind the old model in which this group of workers could choose their contribution base. According to the specialized site infoautonomouschanges will come in income adjustment, impact of MEI and increase in fees.
The most important change concerns this contribution based on the real income of workers affiliated to the Special Scheme for Self-Employed Workers (RETA). This will be fully applied in 2025 and sharing will be established in 15 tranches according to income, ranging from 670 to 6,000 euros per month. It must be taken into account that these fees vary from 230 to 500 euros from 2023 and will now be reduced for the lowest incomes.
So it’s simple, those who earn 670 euros per month and contribute for the minimum base will pay 200 euros (previously they paid 230) and those who earn more than 1,700 and contribute for the minimum base will pay between 30 and 90 more in costs. The price will remain similar for those who earn between 1,300 and 1,700 euros per month.
To carry out this process, you will need to inform Social Security of the income plan and from there, a range of contributions will be established, which may vary during the year. During the year, the Administration will review actual income and make the necessary adjustments depending on whether the self-employed person has contributed more or less.
More changes in 2025
In 2025 there will also be a slight change with the increase Intergenerational equity mechanism (IEM). This rule to generate equality came into force in 2023 and in 2025 a 0.8% will be paid, which will be directly integrated into the quota of self-employed workers. This is one more tax with which the government of Pedro Sanchez seeks to suppress from above… and from below.
Thus, by 2025, there will be an increase in quotas which will be lower for those who have a minimum income contributing on the minimum base while they will be more or less the same for workers who earn between 1,300 and 1,700 euros and contribute the minimum base. Anything more, between 30 and 90 euros, will increase fees for those earning more than 20,400 euros per year.
For next 2025, the bonus will also be maintained for new self-employed workers, who will have to pay 80 euros during the first 12 months as a worker affiliated to the Special Scheme for Self-Employed Workers (RETA).
This is how the quotas remain for 2025
This is what the quotas for self-employed workers will look like for the year 2025, according to the graph prepared by the Billin Blog site.
