Next year 2025 will bring changes for workers affiliated to the Special Regime for Self-Employed Workers (RETA). From January 1st, there will be variations regarding the contributions to be paid to social security, which will depend on the income that these workers have. All this after the approval of a decree that concerns the minimum and maximum contribution bases, which affect the amount to be paid as a fee.
Self-employed workers in Spain are generally not receiving news and many of them will see their quota increase next year in 2025. Social security. This group of workers affiliated to RETA is the one that has been forgotten in recent years by the government due to the high tax rate they suffer and the fact that the highest strata have to pay to work as employees. In other words, to generate an acceptable net salary, you have to charge huge amounts.
Despite this, the latest data provided by the Ministry of Labor and Social Economy In March 2024, the number of workers affiliated to the Special Scheme for Self-Employed Workers (RETA) to 3,358,836, or 0.9% more than the same period in 2023. From 2025, these more than three million self-employed people will undergo a significant change in social security contributions in order to seek fairness. You will therefore be paid according to the performance generated.
The date when the change comes for the self-employed
From January 1, 2025, self-employed workers will be tied to quotas based on their performance, leaving behind the old model in which this group of workers could choose their contribution base. According to the specialized site infoautonomousThe changes will come in the income adjustment, the impact of the MEI and the increase in fees.
The most important change concerns this contribution based on the real income of workers affiliated to the Special Scheme for Self-Employed Workers (RETA). This will be fully implemented in 2025 and a sharing will be established in 15 tranches according to income, ranging from 670 to 6,000 euros per month. It should be taken into account that these costs vary from 230 to 500 euros from 2023 and will now be reduced for the lowest incomes.
So it’s simple, those who earn 670 euros per month and contribute to the minimum base will pay 200 euros (previously they paid 230) and those who earn more than 1,700 and contribute to the minimum base will pay between 30 and 90 more in fees. The rate will remain similar for those who earn between 1,300 and 1,700 euros per month.
To carry out this process, it will be necessary to inform Social Security of the income plan and from there, a contribution range will be established, which may vary during the year. During the year, the Administration will review the actual income and make the necessary adjustments depending on whether the self-employed person has contributed more or less.
More changes in 2025
In 2025 there will also be a slight change with the increase Intergenerational Equity Mechanism (IEM). This rule to generate equality came into force in 2023 and in 2025 a 0.8% will be paid, which will be directly integrated into the quota of self-employed workers. This is one more tax with which the government of Pedro Sanchez seeks to suppress from above… and from below.
So, by 2025 there will be an increase in quotas that will be lower for those with a minimum income contributing on the minimum base while they will be more or less the same for workers who earn between 1,300 and 1,700 euros and contribute on the minimum base. Anything more, between 30 and 90 euros, will increase the fees for those who earn more than 20,400 euros per year.
For next 2025, the bonus will also be maintained for new self-employed workers, who will have to pay 80 euros during the first 12 months as a worker affiliated to the Special Regime for Self-Employed Workers (RETA).
Here’s how the quotas stand for 2025
This is what the quotas for self-employed workers will look like for the year 2025, according to the chart prepared by the Billin Blog website.
