One of the most difficult moments in a person’s life is when it is difficult for him to pay a bank debt. Either from the economic context, or a personal situation, there are variables that can affect income and make him get into default.
It is then that there is a doubt about what opportunities exist in order to pay this debt arises, since there are organizations that offer payment agreements, depending on the circumstances, and also know how much time it will take for appointment.
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Credit cards: How long does it take to appoint debts?
This period varies, in accordance with the rules of each country. In Argentina, a debt recipe for a credit card is established in the Law of 25065 credit cards, which are set in Article 47, which shares prescribe:
- Year, executive actions.
- In three (3) years, ordinary shares.
It should be taken into account that after this period the debt is not canceled for appointment. If the client pays it, this is a valid payment, and in this case his loan condition is reported in the truth within two years, from the date of payment of payment.
In case of never paying, your state of truth is reported for the maximum period of 5 years.
What is truth and how to access?
VERAZ is a virtual system that allows you to consult whether a person has debts or not in any of his services. To find out whether you are in truth, you can check by entering the BCRA page, in the “Central debtors” section. You enter Cuil, and then demonstrate certification of the credit situation.
You can also do it by phone:
- Call (011) 5352 4800 and select five option.
- I chose one option to use the identifier or two to use CIT.
- Indeed, your personality through security issues.
- Pay attention to the PIN code that will be released, and enter it on the web sake Veraz to make consultation for free.
It is important to believe that this procedure can be performed free of charge every six months.
